Auto Loan Calculator

Calculate your car loan payments and see how extra payments can help you own your vehicle faster

Car Loan Details

Smart Auto Loan Tips

  • • Aim for 20% down payment to avoid being underwater
  • • Keep loan term to 4 years or less if possible
  • • Extra payments go straight to principal
  • • Payoff before warranty expires to avoid repair + payment
  • • Consider certified pre-owned to save on depreciation

Benefits of Early Payoff

  • • Own your car outright sooner
  • • Save hundreds or thousands in interest
  • • Lower insurance costs (drop comprehensive)
  • • Free up monthly cash flow faster
  • • Less financial stress

Drive Debt-Free Faster

Small extra payments can help you own your car years earlier

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